The Health Insurance Risk-Sharing Plan (HIRSP) was created in 1979 for Wisconsin residents.

HIRSP offers health insurance to Wisconsin residents who either are unable to find adequate health insurance coverage in the private market due to their medical conditions or who have lost their employer-sponsored group health insurance.

Applicants are required to meet HIRSP eligibility criteria to qualify.

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Mission Statement

The mission of the HIRSP Authority is to provide access to high quality, affordable healthcare for all eligible Wisconsin residents.

Guiding Principles

To support its mission, the Authority adopts the following guiding principles:

  1. Work collaboratively with our providers, members and insurers to maximize efficiency and cost effectiveness.
  2. Incorporate disease and care management principles and evidence based treatment guidelines in our plan design for the benefit of our members.
  3. Ensure that all Wisconsin residents eligible for HIRSP have timely access to accurate application information.
  4. Treat members with respect and provide excellent customer service to all HIRSP stakeholders.
  5. Provide an active voice in health care reform discussions and initiatives that could impact the Authority and/or its members.

National Association of State Comprehensive Health Plans (NASCHIP)
Learn about educational opportunities and information for state high risk health insurance pools that have been, or are yet to be, established by state governments to serve the medically "uninsurable" population. Visit the website for the National Association of State Comprehensive Health Plans.