The Health Insurance Risk-Sharing Plan (HIRSP) offers health insurance to Wisconsin residents who are unable to find adequate health insurance coverage in the private market due to their medical conditions or who have lost their employer-sponsored group health insurance. Applicants are required to meet HIRSP eligibility criteria to qualify.
HIRSP offers a variety of health insurance plans, including a plan that qualifies you to open a health savings account (HSA) and a plan designed for policyholders enrolled in Medicare. This empowers you to choose the plan that best fits your health insurance needs.
Enrollment in HIRSP is not dependent upon your income or assets. However, if your total annual household income is less than $34,000, you may qualify for reductions in premiums, deductibles, and drug out-of-pocket under the conditions defined in this outline.
This outline provides general information only. It does not provide a complete description of coverage and does not serve as a legal document. Only the terms of the HIRSP insurance policy constitute a binding agreement between the policyholder and HIRSP. Information contained in this outline is subject to change without notice.